A licensed Ohio independent insurance agent can help you shop and buy the best plans with the best rates by comparing all the major Ohio insurance company's plans. If you choose to work with a single company's agent, he won't be able to offer anything but his company's policies and therefore not always be able to provide you with best rates or products for your specific situation.
There is no extra cost involved when working with an independent Ohio life and health insurance agency. Their agents are paid only by the companies they represent without increasing the cost of the policies they help get issued. Additionally, you will have double the outlets for assistance should the need arise.